Industry case study

Banking / Microfinance

Boctrust Microfinance Bank

Digital lending transformation

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Engagement overview

The business challenge

Connect the lending journey from customer onboarding to operational oversight.

ACS services

The scope covered customer onboarding, a loan calculator, BVN consent and OTP workflows. It connected KYC and credit assessment with loan approvals, booking and disbursement integration paths. Repayment schedules, customer dashboards, administration, reporting and notifications supported the wider platform, alongside live chat, content management and subsequent TopUp and BuyOver functionality.

01

A connected lending journey

A digital lending service must connect the borrower’s application with the teams responsible for review, approval and account administration. The engagement covered the customer-facing journey and the operational tools that support it.

02

Customer onboarding and application

The scope brought together onboarding, a loan calculator, BVN consent and OTP workflows. These touchpoints support the transition from an initial enquiry into an application with the information required for assessment.

03

Credit and operational workflows

KYC, credit assessment, approvals, booking and disbursement integration paths formed the core operational workstreams. Role-based administration, reporting and notifications supported the different responsibilities involved in handling a loan.

04

Servicing and continuing development

Repayment schedules and customer dashboards addressed the ongoing loan relationship. Live chat and content management supported communication, while subsequent TopUp and BuyOver work extended the lending journey. Phase 1 delivery and in-scope UAT fixes were documented; later enhancements remain separately scoped.

A clearer next step

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